The Regulated MVP

The Regulated MVP

Tactical briefs for fintech and AI-in-finance product leaders — how to scope compliance-first MVPs that ship.

The Money Flow Diagram — Your Most Underrated Architecture Doc

Jun 2, 2026

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5 min read

The Money Flow Diagram — Your Most Underrated Architecture Doc

Issue #6 — A canonical "how to draw it" reference for the Money Flow Map. Print, pin, and run before scoping any fintech feature.

Barak Cohen
Barak Cohen
AI-in-Finance: Three Use Cases That Aren't Just "Add a Chatbot"

May 26, 2026

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4 min read

AI-in-Finance: Three Use Cases That Aren't Just "Add a Chatbot"

Issue #5 — The AI use cases that survive a fintech compliance review, and the ones that don't.

Barak Cohen
Barak Cohen
11 MVPs in 10 Years: The Patterns I Didn't See Until #7

May 19, 2026

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4 min read

11 MVPs in 10 Years: The Patterns I Didn't See Until #7

Issue #4 — Three patterns I didn't see until MVP #7. Compliance timing, the diagram, and audit-first design.

Barak Cohen
Barak Cohen
Teardown: Mercury Treasury — The Three-Entity Architecture Fintech PMs Should Steal

May 12, 2026

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4 min read

Teardown: Mercury Treasury — The Three-Entity Architecture Fintech PMs Should Steal

Issue #3 — How Mercury stacks banking, investment advice, and broker-dealer custody into a single UX without legal mush.

Barak Cohen
Barak Cohen
The Feature Scoring Matrix That Cut One Client's Backlog by 40%

May 5, 2026

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4 min read

The Feature Scoring Matrix That Cut One Client's Backlog by 40%

Issue #2 — Five columns, one cut line. Fintech-scoped feature prioritization.

Barak Cohen
Barak Cohen
Compliance First: Why Your Fintech MVP Shouldn't Ship Before You Map the Money

Apr 28, 2026

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4 min read

Compliance First: Why Your Fintech MVP Shouldn't Ship Before You Map the Money

Issue #1 — The Money Flow Map that cuts fintech feature backlogs 30-40%

Barak Cohen
Barak Cohen